Free Tool
How much franchise can you actually afford?
Most franchise broker calculators tell you what they want you to buy. This one tells you what makes sense. Two inputs. Real numbers. No email required.
Your Numbers
Two inputs. That is it.
Results update as you type. Nothing leaves your browser.
Cash, brokerage, and non-retirement investments you could deploy in 60 days. Do not include 401(k), home equity, or anything you cannot touch.
Total assets minus total liabilities.
Tier Results
Sub-$100K
✓ You qualify$40K to $80K liquid, $150K+ net worth
Home Services, Mobile, Single-Unit Lite. Window cleaning, pet care, painting, lawn.
$100K to $250K
✓ You qualify$80K to $150K liquid, $300K+ net worth
Boutique Fitness, Retail Lite, Senior Care Lite.
$250K to $500K
✓ You qualify$150K to $250K liquid, $500K+ net worth
Boutique Fitness Multi-Unit, Food Concepts, Education.
$500K to $1M
Out of reach$250K to $500K liquid, $1M+ net worth
Casual Dining, Larger Service Concepts, Multi-Unit Development.
$1M+
Out of reach$500K+ liquid, $2M+ net worth
QSR with Real Estate, Hotels Lite, Large Service Multi-Unit.
These are general industry benchmarks for 2026. Specific franchise capital requirements vary by territory and brand. Real underwriting always uses additional factors like credit, business experience, and rolling 24-month cash flow. Use this as a directional first read, not a final answer. The right next step is a 15-minute conversation.